LOAN docs

Creator fees toward your loan. Apply with your loan details, prepare a token launch, and track recorded payments toward the balance you submit.

Applications, launch drafts and accounting plans work. Automated fee collection, identity verification, loan payments and token purchases are not connected. A saved draft does not launch a token or move funds.

How it works

  1. Apply. Submit your loan type, lender, outstanding balance and contact details.
  2. Prepare your launch. Save a token draft linked to your application, then complete creation on Pump.
  3. Review and route. Application approval and verified treasury fee routing are required before registration.
  4. Track repayments. Recorded payments count toward your submitted balance. Fees and repayment are never guaranteed.

Requirements

You must be of legal age in your jurisdiction and resident in the U.S. or Canada. Apply for a loan in your name with an accurate lender name, loan type and current balance, plus your contact details, X handle and Solana wallet address.

The form accepts personal, auto, student, mortgage and other loans for review. This does not mean a payment provider supports every loan or lender. US balances use USD; Canadian balances use CAD. The currencies remain separate. The settlement ledger currently supports USD only; CAD payments are not connected.

Applying

Apply with your loan and outstanding balance. Do not include account numbers, bank credentials or identity documents. Save your private application ID: it grants access to your application and launch drafts. Do not publish it.

You can prepare a launch immediately after applying; registration requires review. With a public profile, your first name and last initial, X handle, loan type, submitted balance and repayment progress may be public after approval. Your lender and contact details are kept out of public profiles.

Launching a token

Prepare a launch using your application ID. This saves a draft; you still create the token on Pump and sign any transactions in your own wallet. Never send a private key or seed phrase.

Registration checks that the configured treasury receives 100% of creator fee sharing. A treasury must be configured first. Fee sharing can have irreversible consequences; review the transaction and official platform instructions before signing.

$LOAN burn

The intended split is 80% toward loan repayment and 20% toward $LOAN buyback and burn. An accounting allocation is not an executed purchase or burn.

Existing burns are verified against the configured token using SPL burn instructions. Purchase costs in USD are administrator-reported. Token mint: Not configured.

Repayments and payouts

Progress comes from administrator-reported payments, not market cap or a promised payout. Public totals include eligible public LOAN applications, with USD and CAD separate. Historical mortgage and vehicle applications are preserved but not added to this product's repayment totals.

No connected provider currently sends funds to lenders. Do not route real fees to this service until its payment operation is ready. A payment record is not a lender receipt or confirmation that an account has closed.

Fee accounting

Administrators can attest that fee receipts have settled in USD and prepare an allocation plan. Plans conserve cents, retain audit history and require approval. Approval does not move money. Automatic fee claiming, conversion and payment execution remain disabled.

Reaching your target

The remaining funding target is the submitted balance minus recorded payments. It excludes interest, fees, direct payments and other account activity. It is not a lender payoff quote. A target reached status does not confirm your loan has been paid off; verify the actual balance with your lender.

Security and privacy

Keep your application ID private: it acts as an access credential. Never submit a wallet seed phrase, private key, loan account number, bank credentials or identity documents in this form. Your lender is visible in your private status view and the administrator review, not the public leaderboard.

API

GET /api/config
GET /api/loan-progress
GET /api/tokens
GET /api/homeowners
POST /api/applications
GET /api/applications/:id
POST /api/launches
POST /api/launches/:id/mint

Money is stored as integer cents. Loan applications expose target_cents and currency. Some historical endpoint and field names remain for compatibility.

FAQ

Does applying launch my token?

No. Applying creates a loan application. The next step saves a launch draft, then you complete token creation on Pump.

Are loan payments automatic?

No. Payment providers are not connected. The tracker reflects administrator-reported payments only.

Can I apply with an auto or student loan?

The form accepts both for review, alongside personal loans, mortgages and other loans. Acceptance of a form does not guarantee eligibility, payments or funding.

Should I keep paying my lender?

Yes. Applying does not change your obligations or scheduled payments. Confirm any payment and payoff directly with your lender.

Draft terms and disclosures

This is a development-stage service. Operator details, provider agreements, payment permissions and a complete privacy policy must be established before live funding operations. These disclosures are not completed legal terms.

By applying you confirm your loan and personal information is accurate and authorize application review. An application, approved status, token registration or accounting plan does not make a loan payment. Token fees may be zero, and repayment is not guaranteed. Nothing here is investment, tax or legal advice.